yourself a personal budget can help you

 

As the foundation is to a good house structure so is a budget to effective financial planning.

Getting yourself a personal budget can help you i find n managing structure to your spending habits. It is a way of organizing your use of money by thinking in terms of spending categories and setting prioriti business es. A budget helps you establish boundaries and helps you recognise spending limits before you exceed them.

Just as a blueprint guides the building of a house, a personal budget acts as a guidance system to steer you away from costly impulses and money-burning behaviours.

Another way is to avoid impulse buying: Just because something is on sale, doesn’t mean it’s a g house ood buy. And coupons sometimes aren’t worth it. Once you’re thinking about buying an item, ask three questions:

1.     -Will you survive without it?

2.   -Are other things more important?

3.   -Will making this purchase set you back financially?

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